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How to Find Low-Cost or Free Senior Benefits

BenefitsCheckUp helps eligible seniors apply for free or low-cost programs


Millions of older adults are eligible for senior benefits ranging from health care coverage and discounts on prescription drugs to supplemental income to help pay utility bills.

Unfortunately, many people who are eligible for these senior benefits don’t receive them, because they aren’t aware of the programs and don’t know how to apply.

BenefitsCheckUp is a comprehensive online service that contains information about more than 2,000 federal, state, and local programs (both public and private) in all 50 U.S. states and the District of Columbia that offer important senior benefits for adults age 55 and older. On average, there are 50 to 70 senior benefit programs in each state.

Besides locating and identifying local senior benefits for which you may be eligible, BenefitsCheckUp offers:

  • Detailed information about the senior benefit programs
  • Local contacts who can assist you
  • The materials you need to apply for these senior benefits

The Web site also offers tips to help you use BenefitsCheckUp and find the answers you need.

BenefitsCheckUp was developed by the National Council on Aging with the help and support of wide range of nonprofit, corporate and government sponsors. Founded in 1950, the National Council on Aging is a national nonprofit group that has been instrumental in developing several innovative programs for older Americans, including Meals-on-Wheels and Foster Grandparents.

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