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6 Tips to Avoid Credit-Card Late Fees

By Sharon O'Brien, About.com

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Avoid Credit Card Late Fees: Read the Fine Print

  • Checking out all of the conditions and restrictions associated with your card will help you avoid credit card late fees.
  • In particular, find out if your credit card is subject to "universal default". If it is, consider switching to a card that doesn’t have a universal default clause as part of its agreement.

Note: What is universal default? See Credit Card Late Fees: How Much Will It Really Cost You?

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