Medicare Prescription Drug Plan: How to Understand It and Enroll

Like other types of health insurers, the Medicare prescription drug plan you choose may have limits on how much they will cover for prescription drugs.

Medicare kicks in with "catastrophic" coverage if you have an unexpected illness or injury that results in extremely high drug costs, but unfortunately all expenses incurred between your plan's limit and the catastrophic expense must be paid by you.Once you have paid the out-of-pocket expenses for drug costs in a calendar year ($3,850 (in 2007), almost all of your drug costs above that amount will be covered.

To help you offset some of the coverage gap drug costs, Medicare offers 5 Ways to Lower Your Costs During the Coverage Gap.

Index: Medicare Prescription Drug Plan: How to Understand It and Enroll

1. Medicare Prescription Drug Plan: Basic Information
2. How to get started
3. Where to find companies that sell Medicare Prescription Drug Plan Coverage
4. How much will the Medicare Prescription Drug Plan cost?
5. Medicare Prescription Drug Plan: Do you have specific drug needs?
6. How to review your Medicare Prescription Drug Plan options
7. How to find the right Medicare Prescription Drug Plan for your needs
8. How to enroll in the Medicare Prescription Drug Plan
9. Medicare Prescription Drug Plan: Have Questions or Need Help?