My disabled friend moved here from Oregon because she had no health insurance there. How can a senior who is not versed in researching the Web find affordable HMO health insurance?Jody, Colorado
A: There are several ways to find affordable HMO health insurance:
- Start by contacting your State Insurance Commissioners office. It's a very easy search on the Web or you can check the phone book. The Insurance Commissioners office should be able to provide information about health insurance programs that are available in your state, including affordable HMO health insurance.
- Do a Web search using the term affordable hmo. My search turned up many listings from insurance companies, and if you want to narrow the search further you can include your states name as part of the search term.
- If you want to compare affordable HMO health insurance options available by state, check out AARPs HMO Report Card. Youll find a compilation of state evaluations of available and affordable HMO health insurance options, including any consumer complaints that the state has received about the HMO.

